![]() If you live in Ohio, you can send information to Drive Safe & Save with your vehicle's Bluetooth system and your smartphone. The insurance company will send you a small receiver to place inside your car, often on the windshield or by the gear shift, that tracks driving behaviors. You can upgrade your subscription to take advantage of 30 monthly hands-free call minutes and navigation.Īnother option involves signing up for the Drive Safe & Save app on your phone. In addition to Drive Safe & Save access, you receive benefits such as maintenance alerts, vehicle diagnostics information, roadside assistance, and emergency response. Your policy premium will adjust to reflect how often you drive.Ĭurrently, an OnStar subscription costs $349.40 a year or $34.99 monthly. These programs send mileage information to State Farm once a month. You can also coordinate Drive Safe & Save with SYNC or OnStar instead of using a plug-in device. You can log into State Farm's website or app to track your driving information and see how it affects your rates. It can also determine whether you use your phone while driving. The device records and sends information about your braking, turning, acceleration, speed, mileage, and driving hours. If you sign up, your agent will provide an In-Drive device to plug into your car's OBDII diagnostic port. In addition, many mainstream companies provide telematics programs that offer UBI to their clients.įor example, State Farm has a Drive Safe & Save program. Some UBI insurance companies, such as Metromile and Root, allow drivers to pay for their insurance as they accumulate miles. According to auto insurance website The Zebra, these are the average annual premium rates based on driver mileage per year: Many insurance companies offer usage-based insurance (UBI). You will lose the discount if one of these periodic check-ins finds your annual average mileage has increased. How the Program WorksĮach year, a State Farm representative will contact you to collect your vehicle's odometer information and confirm you have driven fewer than 7500 miles. The discount amount varies depending on your driving history, the make and model of your vehicle, where you live, and other factors. The State Farm low mileage discount is available for drivers who travel no more than 7500 miles per year. ![]()
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